Loretta M. Vinciguerra, 67, suddenly, on Tuesday, January 20, 2015. Loretta was the daughter of the late Stephen and Frances Molnar. She was employed as the Head of Consumer Loans at SEFCU, Albany and held a similar position at SUNMARK, Schenectady. In recent years, Loretta was co-owner, with her husband Bill, of A-1 Quality Printing in Rotterdam. Loretta was a member of the Rotterdam District 2 Ladies Auxiliary. Loretta was the beloved wife of 37 years to William F. "Bill" Vinciguerra; beloved mother of Norman (Angela) Moyer, Steven (Joanne) Vinciguerra and Michelle (Paul) Pugliese; loving Damma of Mikaela and William John Moyer, Christian Cooke, Jayden Vinciguerra and Christopher Laniewski; beloved sister of Steven (Pat) Molnar and Arthur Molnar; beloved niece of Carmella Stipano; beloved sister-in-law of Roseann Maloney. Loretta is also survived by numerous nieces, nephews and cousins. Family and friends are invited to a Mass of Christian Burial for Loretta, to be held this Saturday, January 24 at 10:30am at Our Lady of Mount Carmel Church, 1260 Pleasant St., Schenectady, where services will end. Rather than flowers, the family suggests contributions in Loretta's name to "Free To Be Me"!Pet Rescue, 154 DelawareAve,Delmar, N.Y. 12054.